Once your GoPay Pinjam account is active and you have an available credit limit, you can submit a loan disbursement request by following these steps:

• Tap "Withdraw" on the GoPay Pinjam homepage.
• Enter the loan amount you wish to withdraw (minimum Rp200,000).
• Select your preferred repayment tenure. Available tenures depend on the selected loan amount.
• Choose the bank account where you'd like the funds to be disbursed. You can save up to 15 bank accounts.
• Review your loan application details, including:
  • Loan amount
  • Interest
  • Administration fee
  • Tax (if applicable)
  • Select the purpose of your loan.
  • Submit your loan application.
  • Wait for the review result. You can track your application status from the GoPay Pinjam homepage.
  • If approved, sign the digital loan agreement.
  • Make sure the bank account holder's name matches the identity registered with GoPay Pinjam.
  • Once the agreement has been signed, your loan will be processed for disbursement.

How long does the disbursement take?

After the digital agreement has been signed successfully, your loan will be processed for disbursement.

The disbursement process typically takes from as fast as 2 minutes up to 24 hours.