GoPay Later by PT Multifinance Anak Bangsa is a loan facility service that can be used as one of the payment methods for transactions on the Gojek, Gopay, and Tokopedia site/app, with the option to repay the bill and other related fees (if any) through installments. 

Currently, GoPay Later by MAB can be used by selected users. If you are one of those users, then you will be able to see GoPay Later tab in GoPay homepage in Tokopedia app or GoPay Later homepage in Gojek/GoPay app. Customers can purchase more than one item as long as the limit on GoPay Later is still available. The monthly installments to be paid each month will be combined from the total selected items.

The installment due date is on the 1st of every month. However, if you make a transaction on the 16th or later, the due date will be in the following month.

Are there additional fees when I use GoPay Later by MAB?

The fees for using GoPay Later may vary depending on the selected tenor. 

Here are the fees:

• For a 1-time tenor: Starting 2% per month*
• For a 3-time tenor: Starting from 2% per month*
• For a 6-time tenor: Starting from 2.75% per month*
• For a 12-month tenor: Starting from 2.63% per month*

*Maximum annual rate is 40.5%

Here’s the simulation:

• You make a transaction of Rp1.000.000 with GoPay Later, and choose 3 installments.
• You’ll be charged a 2% installment fee
• On the due date, you’ll need to pay Rp353.000 per month
• So, the total amount you’ll pay in full over 3 months will be Rp.1.060.000

However, please note that these fees are subject to change, and it's always recommended to refer to the latest information provided by GoPay Later by PT MAB for the most accurate and up-to-date fee details.