The fees for using GoPay Later may vary depending on the selected tenor. 

Here are the fees:

• For a 1-time tenor: 2%
• For a 3-time tenor: starting from 2% per month
• For a 6-time tenor: starting from 2.75% per month
• For a 12-month tenor: starting from 2.63% per month

Note: There are no additional service fees for using the GoPay Later facility. However, please note that these fees are subject to change, and it's always recommended to refer to the latest information provided by GoPay Later by PT MAB for the most accurate and up-to-date fee details.