Our partnership with Gigacover lets you in on the most comprehensive prolonged medical leave insurance for driver-partners in Singapore: the Freelancer Earnings Protection (FLEP). This means your earnings are covered – even when you’re ill.
Pay as little as $22.40 monthly to enjoy access to FLEP
Claimable for up to 21 days of outpatient medical leave and 84 days of hospitalisation leave
Driver-partners on Gold and Platinum reward tiers get premiums fully paid for by GOJEK
How it Works
Purchase a policy
Enjoy the following subsidised premiums as driver-partners on Green, Bronze, and Silver GoalBetter reward tiers, available starting from mid-April 2019:
For example, if you’re 54 years old, you’d have to pay $34.10 monthly to enjoy $80/day payouts for valid hospitalisations and MCs.
Or be in our Gold/Platinum tiers If you’re not already in these tiers, accumulate 1,350 points from 1 April–30 June to enjoy fully-paid premiums in the next programme period!
How to Claim
FAQs
How can I purchase the policy?
Driver-partners on Gold and Platinum reward tiers don’t have to pay anything to enjoy this coverage – premiums will be fully paid for by GOJEK, and you’ll receive your insurance documents automatically from Gigacover!
Driver-partners on Green, Bronze, and Silver GoalBetter reward tiers will be able to purchase this policy from mid-April 2019 at highly subsidised rates. You’ll receive more information in due time – stay tuned!
When can I make a claim?
The earlier, the better – make a claim as soon as you receive your MC, and no later than 30 days from it.
Can I submit multiple MCs?
Yes, you can! MCs from the same hospital, polyclinic, or GP can be submitted sequentially and will be treated as one extended medical leave, as long as they are all for the same condition and there are no days not covered in between MCs.
Am I only allowed to submit MCs issued from Doctor Anywhere?
No. You can submit MCs issued from any certified doctor/healthcare institution in Singapore, as long as they’re a minimum of 6 days for outpatient leave, and 2 days for hospitalisation leave.
When will I receive the payout?
Most approved claims get paid out in 14 days from your submission.
Can I claim my medical bills under FLEP?
No, you cannot. FLEP simply covers your loss of earnings with an $80/day payout.
Are there exceptions to what can be claimed?
FLEP covers you if you have a valid MC caused by an illness, accident at work, accident outside of work, and necessary medical procedures. Some exclusions do apply, including hospitalisation or medical leave caused by:
Pre-existing conditions
Congenital conditions
Pregnancy, childbirth, abortion, miscarriage or any complications thereof
Wisdom tooth extraction
Mental and nervous disorders
Intoxication or breaking the law
Where will I receive the payout?
Gigacover will automatically attempt to complete your payouts via PayNow. If you do not have a bank account tied to PayNow, Gigacover will contact you to collect your bank details.
Who is the insurer for Gigacover’s FLEP?
The insurer for FLEP is Etiqa Insurance Pte Ltd, a fully regulated and authorised insurer, regulated by the Monetary Authority of Singapore (MAS). Etiqa Insurance is part of Maybank Group.
