If you don’t repay on time, here are a number of things that might happen to your GoPay Pinjam account:

1. You will receive payment reminders via several channels; SMS, Email, or Calls.
2. You will be contacted by Kredit Pintar’s and Findaya's collection team.
3. If you are delinquent past a certain number of days, your GoPay Pinjam account may become blockedindefinitely and at some point may even become permanently blocked. If you are permanently blocked, you will no longer be able to repay.
4. Since we send a daily report on your GoPay Pinjam account to the Fintech Data Centre (FDC) on your delinquency status, this may eventually affect your credit rating with other fintech lending platforms.